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Smart contracts are finally arriving around the XRP Ledger — but not in one place and not in one form. This episode breaks down the four major paths now shaping XRPL programmability: • Hooks — lightweight, on-ledger automation • Xahau (Za-how) — the Hooks-based experimental chain • XRPL EVM Sidechain — full Solidity power without touching mainnet • Flare Smart Wallets — XRP stays on XRPL while logic runs off-ledger Each path reflects a different design philosophy, risk model, and use case across tokenization, compliance, and institutional finance. This is a clear, factual deep dive into how XRPL is evolving — and what these four approaches mean for the future of programmable settlement. Related videos: Yellow Network — XRPL EVM + GSR: https://www.youtube.com/watch?v=ZkklLzf6EeQ Ripple’s Institutional Stack — RLUSD, Prime, Custody: https://www.youtube.com/watch?v=h6aR93dbHxY Chapters: 0:00 Intro / The Hidden Shift 0:44 Why Smart Contracts Matter 1:44 Four Paths, Four Philosophies 2:54 Hooks on XRPL 3:26 Hooks for Tokenization 4:35 Xahau: The Experimental Branch 5:08 Why Xahau Exists 5:43 XRPL EVM Sidechain 6:58 Institutional Contract Risk 7:33 Flare Smart Wallets 8:35 Comparing All Four Models 9:09 Ripple’s Institutional Roadmap 10:00 Future Scenarios 10:35 Modular XRPL Future 11:04 Outro This content is for educational and entertainment purposes only and is not financial advice. Always do your own research before making any financial decisions. Research, script, and production by Matt Tabone. Voice narration generated using licensed AI tools. All visuals sourced from licensed media, original footage, or public-domain materials. #XRP #XRPL #Xahau #Hooks #EVMSidechain #FlareNetwork #Crypto #Blockchain #SmartContracts #Tokenization #Ripple #CryptoNews #CryptoEducation #DeFi #Interoperability #TboneCrypto